About Us/Our Mission Statement

Rivers Schara Insurance, a division of Yates & Associates, was established in 2022 with over 50 years of combined insurance experience. We are an independent insurance agency offering personalized coverage for individuals, families and businesses primarily in Texas. As an independent agency, we work for you, not a single company. We will strive to find a combination of coverage, company and price to suit your needs, all the while with personal, courteous service that you deserve.


With locations in San Antonio and Boerne, our highly experienced and licensed agents are ready to find the coverage tailored to fit your insurance needs. Our team has been awarded

Ambassadors for Life, Million Dollar Round Table, Chairman Circle, National Association of Insurance & Finance Advisors.

About Rivers

Rivers Schara, a graduate of Sul Ross State University with a Bachelor of Science Degree launched his insurance career in 1999 as a third-generation State Farm Agent alongside with his father, David Schara. In 2002, he opened his first office as a captive agent with State Farm than in 2022 he became independent agent partnering with his wife Rodda Yates- Schara. Rivers Schara Insurance is a division of Yates & Associates Insurance, a family-owned agency with over 50 years of experience. Rivers lives his life by a quote from Mark Twain, “Find a job you enjoy doing, and you will never have to work a day in your life”; Rivers expresses he has been blessed professionally and personally. Rivers and Rodda have six children and are actively involved in the agriculture industry. Spare time is often spent traveling to Livestock Show and Rodeos with their children. If you ever see him do not hesitate to tell Old Man Rivers hello.

Rivers Schara insurance is a branch of Yates & Associates Insurance, a family-owned agency with over 50 years of experience in serving excellent insurance and service.